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Las Posesionarias Group
In this Group: Alicia , Elvira, Gloria Araceli, Gloria Aracely , Myriam Johana, Sanjuana Mayela

Update on Las Posesionarias Group

Las posesionarias is a solidary group composed of 6 working women, which was named by its first advisor. It has six loans and all of them live in the Regiomontano municipality.

Myriam is the group's leader. She is a 30-year-old woman, who is married with two children that are 10 and 8 years old (both students). Her husband waterproofs houses and Myriam wanted to help him with the family expenses. She was first invited to sell jewelry, and because she likes sales, she accepted. Then, she started to sell quilts and other items, and started a snack kiosk outside her house.

She will use the loan to resupply the snack kiosk and to buy baby items, such as strollers, carriers and more. Myriam would like to acquire an establishment so she can sell her merchandise more comfortably, both for her and for her customers.
View original language description ↓
Las posesionarias nos un grupo solidario conformado por 6 mujeres trabajadoras, nombrado así por su primer asesora, tiene 6 ciclos con el crédito y todas habitan en el municipio regiomontano. Myriam es la líder del grupo, una mujer de 30 años, casada y con 2 hijos de 10 y 8 años de edad (ambos son estudiantes). Su esposo se dedica a impermeabilizar casas y Myriam lo quiso ayudar con los gastos familiares. Primero la invitaron a vender joyería y como a ella le gustan las ventas acepto, después comenzó a vender colchas y otros artículos y también puso un snak fuera de su casa. El crédito lo utilizara para resurtir el snak y comprar artículos para bebe como: carriolas, porta bebes, y demás. Myriam desea conseguir un local para vender su mercancía de manera mas cómoda tanto para ella como para sus clientes.

Previous Loan Details

Las Posesionarias are a support group in the town of Monterrey, Nuevo León. This group is made up of 11 people who have distinguished themselves for being a group that makes its payments on time and they say the key is being a very close group with a lot of communication. Sandra is one of the w... More from Las Posesionarias Group's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 38
    View loans »
    Mexico Loans Fundraising
  • $19,077,825
    Funds lent in using Kiva
  • 12.9
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Posesionarias Group's $3,950 loan helped a member to resupply the snack kiosk and buy baby items.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 29, 2012
Oct 15, 2012
Currency Exchange Loss:
Mar 26, 2013