8 De Febrero Group
The loan which they will obtain will benefit small micro entrepreneurs where Ricarda is a member. She mentions that she has been part of Pro Mujer for one year, having entered at the invitation of an institution promoter who came to visit her at her home. Ricarda currently has a business knitting sweaters which she has been working in for many years. She set it up thanks to the skills she had, and improved it with the aim of establishing her own workshop.
The loan which she will now obtain is to increase capital (to buy wool) which Ricarda will procure from wholesalers; she will then sell the manufactured goods in her sales area. This manner of working enables her to generate resources to support her family as far as possible, as she lives in a common law marriage and has two children.
When asked what it is she likes about Pro Mujer, Ricarda answers that she likes the consultancy aspect.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Ricarda es integrante, ella indica que hace un año que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a visitarla a su casa. En la actualidad ella tiene un negocio de tejido de chompas que trabaja hace años atrás, iniciando el mismo por una habilidad que tenía y la mejoró con la finalidad de abrir su propio taller.
El crédito que ahora sacará es para el aumento de capital (compra de lana) que adquirirá de las vendedoras por mayor y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella vive en unión libre y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el consultorio.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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