The loan they take out will benefit the microentrepreneurs of which Wilma is a member. She says that she joined Pro Mujer by invitation two years ago when a friend who is a member of the institution came to visit her at her home.
Now she has her own business of a neighborhood store, which she started after recognizing the needs of her neighbors. The loan she will take out now is to increase capital (to buy sugar, canned goods, oils, etc.) which she will acquire from wholesale sellers and sell in her retail space.
This type of work allows her to generate resources to support her family, since she lives in union and has a daughter.
When you ask her what she likes about Pro Mujer, she responds that she likes the office.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Wilma es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución que fue a visitarla a su casa. En la actualidad ella tiene un negocio de tienda de barrio que instaló al ver el requerimiento de los vecinos de su zona.
El crédito que ahora sacará es para el aumento de capital (compra de azúcar, enlatados, aceite, etc.) que adquirirá de las vendedoras por mayor y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella vive en unión libre y tiene una hija.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el consultorio.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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