The loan will serve to benefit the micro entrepreneurs where Jacinta is a member. Jacinta says that she entered Pro Mujer two years ago at the invitation of an institute promoter who visited her at her home. She currently has a business sewing hats, and she recounts how she started it many years ago, learning the trade from her husband who worked in this business, and to expand it, she decided to participate too.
The loan which she will now obtain is to increase capital (to buy leather) which she will procure from wholesalers and subsequently sell the manufactured goods in her sales space. This manner of working enables her to generate resources to support her family as far as possible as she is married and has two girls.
When asked what it is she likes about Pro Mujer, Jacinta answers that she likes the savings.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Jacinta es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a visitarla a su casa. En la actualidad ella tiene un negocio de costura de sombreros; cuenta que este negocio lo emprendió hace años aprendiendo este oficio de su esposo que trabajaba en este negocios y para ampliarlo decidió participar.
El crédito que ahora sacará es para el aumento de capital (compra de cuero) que adquirirá de las vendedoras por mayor y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella es casada y tiene dos hijas.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta los ahorros.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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