Amautas Cerro Kantica Group
The loan that they took out benefited small business owners where Olga was a member. She said that she has been a member of Pro Mujer for three years. She joined at the invitation of a friend who is a member of the institution. Currently she has a business selling soft drinks. She said that she learned this business years ago after seeing the need from the people who visit the yatiris (a person who reads luck in coca leaves).
The loan they are taking now is to increase capital and purchase soft drinks. She acquires them from distribution trucks and later sells them in her sales space. This type of work allows her to generate income to support her family since she has a common-law marriage and has two daughters.
When asked what she likes about Pro Mujer, she said that she likes the health trainings and loans.
Francisco is not present in the photograph for cultural reasons.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Olga es integrante, ella indica que hace tres años que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio venta de refrescos; cuenta que este negocio lo emprendió hace años aprendiendo al ver la necesidad de las personas que visitan el a los yatiris (persona que lee suerte en coca).
El crédito que ahora sacará es para el aumento de capital (compra de refrescos) que adquirirá de las camiones distribuidores y posteriormente lo instalará en su espacio de comercialización. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella vive en unión libre y tiene dos hijas.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en salud y crédito.
En la fotografía no esta presente el señor Francisco, por razones culturales.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid