Stephen lives in the Kongowea area of Coast Province, Kenya. He is married. He owns a transport business which he has been operating for two years. His mode of transport is greatly preferred because of the bad road network which is not accessible by vehicles. Besides this, he also owns a timber-selling hardware. His main challenges are high transport and fuel prices, seasonal weather and finding customers.
Stephen learnt about Milango through friends who invited him to the group. He joined with the aim of accessing credit to improve his business operations. Stephen is applying for a loan of 21,050 Kenyan shillings to buy additional stock of timber. The extra income from this loan will be added to his savings to expand his business.