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Cesar is married, and he has four children. All of his children are now independent. He lives in his own house, occupying two rooms. The house is in the Tembladerani area of the city of La Paz.

He now earns money working as a teacher for over eight hours a day, the same as his wife. They need to cover the expenses for food and basic services.

He needs the loan to buy stucco, paint, and sandpaper to repair a room. The walls are badly damaged, and he wishes to improve his quality of life by putting on a fine finish and painting the walls.

Cesar’s dream is to repair the rest of the rooms in his house in order to be able to accommodate their children.

This is the sixth time that he has requested a loan from IMPRO and the first time with Kiva.
View original language description ↓
Cesar, es casado y tiene cuatro hijos los cuales ya son todos independientes, vive en casa propia ocupando dos habitaciones, la casa se encuentra ubicada en la zona Tembladerani de la ciudad de La Paz.
Actualmente percibe ingresos ya que trabaja como profesor asalariado por más de ocho horas al día al igual que su esposa deben cubrir sus gastos de alimentación y pago de servicios básicos.
El crédito lo requiere para la compra de estuco, pinturas, lijas, para la refacción de su habitación ya que las paredes se encuentran muy deterioradas y desea mejorar su calidad de vida haciendo un terminado fino y pintado de las paredes.
El sueño de Cesar es refaccionar las demás habitaciones de su vivienda para poder acoger a sus hijos.
Es la sexta vez que solicita crédito junto a IMPRO y la primera vez con KIVA.

Additional Information


IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.

To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Bolivia

  • $5,500
    Average annual income
  • 137
    View loans »
    Bolivia Loans Fundraising
  • $32,164,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Cesar to buy stucco, paint, and sandpaper to repair a room in his house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 27, 2012
Oct 7, 2012
Currency Exchange Loss:
Apr 16, 2014