He now earns money working as a teacher for over eight hours a day, the same as his wife. They need to cover the expenses for food and basic services.
He needs the loan to buy stucco, paint, and sandpaper to repair a room. The walls are badly damaged, and he wishes to improve his quality of life by putting on a fine finish and painting the walls.
Cesar’s dream is to repair the rest of the rooms in his house in order to be able to accommodate their children.
This is the sixth time that he has requested a loan from IMPRO and the first time with Kiva.
Actualmente percibe ingresos ya que trabaja como profesor asalariado por más de ocho horas al día al igual que su esposa deben cubrir sus gastos de alimentación y pago de servicios básicos.
El crédito lo requiere para la compra de estuco, pinturas, lijas, para la refacción de su habitación ya que las paredes se encuentran muy deterioradas y desea mejorar su calidad de vida haciendo un terminado fino y pintado de las paredes.
El sueño de Cesar es refaccionar las demás habitaciones de su vivienda para poder acoger a sus hijos.
Es la sexta vez que solicita crédito junto a IMPRO y la primera vez con KIVA.
About IMPROIMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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Success!! The loan was 100% repaid