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Toutou's Group
In this Group: Toutou, Marema, Mame Yemou, Faty, Astou, Sidy Gaye, Codou, Anta, Khady, Anta, Maty, Ngoundia, Aminata, Diarra, Binetou, Soda, Maguette, Ndoumbe, Mbodj, Tislime, Sokhna, Fatou, Khewe, Ndeye, Aminata, Tisselime, Fatimata, Awa
This group is composed of 28 women living in the same neighborhood. They mainly work as vendors and hairdressers.
Mame Yemou, the secretary of the banc villageois and a star borrower, is 35 years old. She is married and the mother of four children. She also takes care of her two brothers, still in school. She sells fabric and shoes. She has plenty of experience, having worked in this business for seven years. She also braids hair at the customer’s request. In the photo she is standing on the right, covered in a white shawl and raising her left hand.

She buys her fabric (khartoum, wax, damask-like bazin, voile), shoes, perfume and incense in Dakar and Touba in order to retail these goods later in her village as a door-to-door vendor. With her loan, she plans to buy six 30-meter rolls of fabric at 16000 West African francs each, and some shoes, at 1,500-2,250 francs a pair. She hopes to make a good revenue during the beginning of the school year and the holiday period. Her revenues are used to bolster her savings and to help with family expenses (healthcare, food, clothing).
View original language description ↓
le groupe est composé de vingt huit femmes qui habitent le même quartier. Leurs activités principales sont le commerce et la coiffure.

Mame Yemou secrétaire du Banc Villageois,l'emprunteur vedette est âgée de 35 ans, elle est mariée mère de quatre enfants, elle a en charge ses deux frères qui sont élèves. Elle mène une activité de commerce de tissus,chaussures elle capitalise une bonne expérience de 7 ans; elle fait aussi des tresses à la demande.Elle est debout à droite sur la photo la tête couverte d'un châle blanc, a levé la main gauche.

Elle achète ses tissus (khartoum, wax, bazin,voile....)chaussures,parfums et encens à Dakar et Touba pour revendre au détail dans son village en faisant du porte à porte.

Avec son prêt elle envisage d'acheter 6 rouleaux de tissus de 30 m à 16000 F l'un; des chaussures à 1500 F et 2250 F la paire et espère ainsi se faire beaucoup de revenus pendant la rentrée scolaire et la période des fêtes.

Elle constitue son épargne avec ses bénéfices et participe aux dépenses familiales ( santé, nourriture, habillement).

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 89
    View loans »
    Senegal Loans Fundraising
  • $13,830,950
    Funds lent in using Kiva
  • 512.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Toutou's Group's $3,250 loan helped a member to buy fabric, shoes, perfume and incense for resale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Sep 12, 2012
Oct 1, 2012
Currency Exchange Loss:
Apr 17, 2013