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Jovita
Jovita is 36 years old and she is a stylist who became professional after having studied beauty technique in an academy and developed her knowledge thorugh training and updating processes. She has 16 years of experience in this art, which she has improved by working every day from her home, in order to provide services such as haircuts, massages, hair styling, manicure, pedicure and more and selling items to her clients.

Jovita is applying for a credikiva, the first loan she makes with Fundación Mario Santo Domingo, with which she will buy the products needed for her job, such as shampoos and items she sells through specialized catalogs to her clients who get personal and professional image improvement services.

Her dream regarding her business in the future is to be able to have a fixed and well-located establishment and to improve her house in order to obtain comfortable and safe environments both at home and at for her business. She sometimes faces challenges in her business because during some seasons, sales decrease a little from the services she offers, but Jovita keeps on working in order to provide good-quality services to her clients and to continue improving her quality of life and that of her family, which she forms together with her husband.
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Jovita tiene 36 años y es una estilista, que se hizo profesional, después de haber estudiado técnica de belleza en una academia y perfeccionado sus conocimientos con procesos de formación y actualización. Ella tiene 16 años de experiencia en este arte, que ha perfeccionado trabajando todos los días desde su casa, para proveer servicios como el corte del pelo, masajes, cepillados, manicures, pedicuras y másy vendiendo productos a sus clientes. Jovita está aplicando a un credikiva, primer financiamiento que hace a la Fundación Mario Santo Domingo, con el cual comprará los productos necesarios para su trabajo, como shampos, y artículos que tambien vende mediante guías especializadas a sus clientes que acceden a los servicios de mejoramiento de imagen personal y profesional. Su sueño más adelante respecto al negocio es que lo pueda ubicar en un local fijo y posicionado así como el de organizar su vivienda, para lograr ambientes confortables y seguros tanto en su casa como en su negocio. A veces ella se encuentra con desafíos en su negocio porque en algunas épocas del año, las ventas por los servicios que ofrece se disminuyen un poco, pero Jovita sigue trabajando para proveer una buena calidad de servicios a sus clientes y para seguir mejorando la calidad de su vida y la de su familia, que conforma con su esposo

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 176
    View loans »
    Colombia Loans Fundraising
  • $13,171,600
    Funds lent in using Kiva
  • 1,800.2
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Jovita to buy the necessary products for her job, such as shampoo and other items she sells through specialized catalogs to her clients, which get personal and professional image improvement services.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 10, 2012
Listed
Oct 7, 2012
Currency Exchange Loss:
Possible
Ended:
Aug 19, 2013