Gaudence is part of the group Shikama and lives in Cibitoke. She is 50 years old and a widow, and she has five children, from 20 to 32 years old.
She has been a merchant selling flour for eleven years.
This is her first loan with Turame. With this KIVA loan she is obtaining, she is going to increase her capital and purchase a large quantity of dried cassava to mill, so as to produce flour to sell, thus earning more money.
In the next few years, she would like to have a small shop at the Cibitoke market in the town of Nyeshenza.
Gaudence fait partie du groupe Shikama et habite à Cibitoke. C’est une veuve de 50 ans. Elle a 5 enfants âgés de 20 à 32 ans.
Elle est commerçante de farine depuis 11ans.
C’est son premier crédit à Turame. Avec le crédit KIVA qu’elle obtient, elle va augmenter son capital et acheter une grande quantité de manioc sec à moudre pour avoir de la farine, à vendre, pour gagner plus.
Dans les prochaines années, elle voudrait avoir une petite boutique au marché de Cibitoke dans la localité de Nyeshenza.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.