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Shahnoza is 23 years old, divorced, and is raising one child.

She has loved cakes and pastries since childhood and has always dreamed about opening her own pastry shop. Now she may see her dream come true.

Shahnoza has earned a certificate from a course she has attended, entitled "Achieving Success" and organized by the Business Women's Association.

Now she can start her business for good and become a successful entrepreneur. However, she does not have the means to buy supplies such as flour, sugar etc. to begin making pastries and sell them.

She is requesting a loan of 2,000 somoni to buy the necessary supplies to start her new business.

Shahnoza is relying on your kindness.
View original language description ↓
Шахнозе 23 года. Она разведена и на воспитании имеет одного ребенка. Она с детства была любительницей тортов и булочек и всегда мечтала иметь собственную кондитерскую. Теперь пришло время реализовать ее детскую мечту. С такой целью она обучилась в курсе «Добейся успеха» организованный Ассоциация Деловых Женщин и получила сертификат. Теперь она вполне может организовать свой бизнес и стать успешной в этой сфере, но не имеет средства, чтобы купить продукты как муку, сахар и т.п. для того чтобы печь кондитерские изделия и продать. Она запрашивает займ на сумму 2000 сомони для покупки продуктовых товаров, чтобы организовать новый бизнес. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 198
    View loans »
    Tajikistan Loans Fundraising
  • $29,678,750
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Shahnoza to buy flour and sugar to start a new business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 26, 2012
Oct 3, 2012
Currency Exchange Loss:
May 17, 2013