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Ms Farzana is 36 years old and the mother of four.

Farzana is a famous tailor who stitches clothes for more than half of the community she lives in. She started this line of work almost 10 years ago when her husband fell ill and failed to support the family. So far, Farzana has been a successful tailor; her daughter also assists in cutting the cloth to complete the orders on time. Farzana knows the techniques of stitches very well and counts a good client list. Her stitches are much appreciated in her community.

However, because of increasing demand of customers and less capital in hand, she was facing difficulties in accomplishing the orders. It was due to these conditions that she contacted Kashf Foundation and decided to take a loan, instead of taking informal loan from the relatives. She is much satisfied with the support of Kashf foundation and now has requested a loan a second time.

This time she needs a loan of Rs 30,000 to purchase another stitching machine for her daughter. In this way, Farzana, with the help of her daughter, would cater to more clients without delay. She is hopeful of earning more profits and wishes to use the part of revenue on home improvement.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 352
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 94.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Fazana to purchase another stitching machine to meet demand consistently.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 25, 2012
Oct 8, 2012
Currency Exchange Loss:
Oct 17, 2013