Mrs Adja Ramata (seen in the photo as the person most on the left of those) has a very positive reputation for selling was cloths at Darsalam and the Château market. She plans to use this loan in order to purchase 50 pieces of was cloth. She stocks up on merchandise buy purchasing bulk quantities from the Ségou and Bamako markets, and re-sells them for cash and credit to a customer base comprised mostly of women. She hopes to earn a monthly revenue of 45,000 FCFA (~88 USD) which will be reinvested in her activity and used to take care of her children's health. Mrs Adja Ramata hopes to purchase a batch of clothing through this partnership with Soro Yiriwaso.
Madame Adja Ramata (femme debout en première position sur la photo de la gauche vers la droite) a une grande réputation dans la vente des pagnes wax et bazins à Darsalam et au marché Château. Elle compte utiliser son prêt pour acheter 50 pièces de pagne wax. Elle se ravitaille en marchandises en gros au grand marché de Ségou et parfois à Bamako. La revente se fait à crédit et en espèce à une cliente composée majoritairement de femmes. Elle compte avoir un bénéfice mensuel moyen de 45.000 FCFA qui sera utilisé pour être réinvesti dans l’activité et prendre en charge les soins de santé des enfants. Madame Adja Ramata a pour ambition l’achat d’un lot à usage d’habitation dans ce partenariat avec Soro Yiriwaso.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid