Uuganzaya is a 21-year-old student of Architecture. This year is her graduate year, so the tuition fee of her university has increased. Thus she couldn’t fully pay her school fee.
She lives with her grandma and younger brother in the outer ger district. Her grandma says: "My granddaughter is very ambitious and hardworking. She really loves her major and she is one of the famous students of her university."
Transcapital is one of the leading non-bank financial institutions (NBFI) in Mongolia. Through 12 branches, it serves mainly urban and semi-urban microfinance clients, including a growing number of migrants in the capital city of Ulaanbaatar. Of its clients, almost 68% are women and 60% live in ger districts, settlements made up of houses and traditional Mongolian felt tents that lack basic infrastructure.