Bernard is part of the Trust group and lives in Bujumbura. He is 42 years old and married to Francine, a tomato seller. The couple have 5 children, aged between 3 and 15. Bernard takes care of his 3 nephews, who go to school. He has been selling second-hand shoes for 21 years.
This is his 3rd loan from Turame. The Kiva-sponsored loan will increase his capital and allow him to buy a lot of shoes for resale, so that he can earn more. In the coming years, he would like to build a multi-storey house, buy a car, and see his children get an education.
Bernard fait partie du groupe Trust et habite à Bujumbura. Il a 42 ans et est marié à Francine, une commerçante de tomates. Ensemble ils ont 5 enfants, âgés de 3 à 15ans.
Il prend soin de ses 3 neveux qui étudient.
Il fait le commerce de chaussures d’occasion depuis 21 ans.
Il est à son troisième crédit à Turame. Avec le crédit KIVA qu’il obtient, il va augmenter son capital et acheter beaucoup de chaussures, à revendre, pour gagner plus.
Dans les prochaines années, il voudrait construire une maison en étage, acheter une voiture et voir ses enfants étudier.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.