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Niginamo lives in the city of Kulob. She is 54 years old, married, and has 8 children. Niginamo's son is working abroad to earn money. Niginamo has her high school education, and she works in retail at the market. She has her own market stall where she sells clothing, mainly children's wear. She has been working in retail for more than eight years.

Niginamo is seeking a loan to purchase one more market stall and to buy inventory.
View original language description ↓
Нигинамо проживает в городе Куляб. Ей 54 года. Она замужем. Нигинамо имеет 8 детей. Сын Нигинамо находится на заработках за рубежом. Сама Нигинамо имеет среднее образование. Она занимается торговлей на рынке. У нее имеется собственная торговая точка, где она занимается торговлей одежды. В основном Нигинамо занимается торговлей детской одежды. Торговлей она занимается более восьми лет.
Нигинамо просит кредит для приобретения еще одной торговой точки и покупки товара.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 110
    View loans »
    Tajikistan Loans Fundraising
  • $29,894,325
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD
A loan of $3,000 helped Niginamo to purchase one more market stall and to buy inventory.
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 26, 2012
Oct 2, 2012
Currency Exchange Loss:
Nov 1, 2012