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Elly and her husband, Joko Sutanto, sell motorcycle spare parts for several makes of motorcycles. Including selling spark plugs, oil, bolts, and tires of several brands. By and large the buyers are from the community living within the store or incidental passerby. Usually the motorcycle spare parts sold are purchased in Denpasar and also from sales person who are his customers. From this business, he is able to set aside money to cover his home lease for an extended period and also use as further funding. Elly intends to expand her store, thus requiring additional funding.

Translated from Indonesian to English by Pheng Tan, Kiva volunteer.

Elly menekuni usaha jual suku cadang (spare part) sepeda motor untuk berbagai merek sepeda motor bersama suaminya Joko Sutanto. Adapun barang yang dijual antara lain Busi,Oli, Baut, dan Ban yang tersedia dalam berbagai merek. Umumnya pembelinya adalah masyarakat yang tinggal di sekitar tokonya atau yang kebetulan lewat. Biasanya suku cadang kendaraan bermotor yang dijualnya dia beli di kota Denpasar atau ada juga yang dibeli dari sales person yang menjadi langganannya. Dari usaha ini, ia bisa menyisihkan uang untuk membayar perpanjangan kontrak rumahnya dan juga dipakai sebagai modal lagi. Elly berkeinginan mengembangkan tokonya, karena itu dia membutuhkan tambahan modal lagi.

Additional Information

About Koperasi Mitra Usaha Kecil (MUK)

This loan is serviced by Koperasi Mitra Usaha Kecil (MUK), a microfinance cooperative headquartered in West Bali, Indonesia. MUK’s mission is to provide chronically poor people in Bali with opportunities to improve their lives, while raising social awareness of economic and environmental issues.
Most MUK clients live in rural settings on less than $1.25 per day. MUK’s financial products are targeted to clients’ productive activities including small businesses, farming, and livestock rearing. MUK supports clients with training in household budgeting, livestock rearing, and small business management.
MUK provides services to clients of all races and religions. For more information about MUK, please visit its partner page. Also, consider joining MUK’s Kiva lending team, Friends of Mitra Usaha Kecil.

About Indonesia

  • $4,458
    Average annual income
  • 105
    View loans »
    Indonesia Loans Fundraising
  • $5,010,400
    Funds lent in using Kiva
  • 9,199.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Elly additional Funding for Business (Menambah Modal Usaha).
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
May 25, 2008
May 11, 2008
Currency Exchange Loss:
Oct 31, 2008