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Wilber Antonio
Wilber is a small businessman who sells fruits and vegetables in a Managua market and his wife works in a pharmacy. In this way they support each other in helping their two children get ahead. Their young children are in school and still require a lot of care.

Wilber wants to build another room on his house, since now they all sleep in the same bedroom and it is very uncomfortable because there is not enough room for everyone’s clothes, shoes and other personal belongings. Consequently he is requesting a loan in order to buy construction materials, such as cement, sand, gravel, blocks, iron and wire ties and pay for labor, so he can start adding the room. This will make his family more comfortable.
View original language description ↓
Don Wilber, un pequeño comerciante de frutas y verduras de un mercado de Managua, su esposa trabaja en una farmacia de esa manera ellos se apoyan para sacar adelante a sus dos hijos que estudian y necesitan de mucho cuidado porque están pequeños, al señor Wilber le urge construir otro cuarto, debido a que todos duermen en una misma habitación y es muy incomodo para ellos ya que sus cosas como ropas y zapatos de uso personales las pone agrupadas una encima de otra por la falta de espacio. Por tal motivo acude a solicitar apoyo crediticio para comprar materiales de construcción como cemento, arena, piedrines, bloques, hierro, alambre de amarre y el pago de la mano de obra para empezar a construir el cuarto, así brindarle mayor comodidad a su familia.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 66
    View loans »
    Nicaragua Loans Fundraising
  • $25,102,875
    Funds lent in using Kiva
  • 23.8
    Nicaragua Cordobas (NIO) = $1 USD
A loan of $850 helped Wilber Antonio to buy construction materials, such as cement, sand, gravel, blocks, iron and wire ties and pay for labo.
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 11, 2012
Nov 1, 2012
Currency Exchange Loss:
Nov 30, 2012