Josefina is a mature, fifty-year-old woman and is a member of the group las princesas [the princesses]. She is in a civil union and has two children (ages 17 and 15) who are both in high school. She has a small grocery store that she looks after with her husband and children.
The loan will help her restock her business as she was struggling because she had many outstanding orders. Her dream is to have her children become professionals. Everything that she does, she does for them and to advance her store.
Las princesas is a very responsible group and is one of the oldest groups at the institution. All of its members get along very well.
Josefina es una mujer madura de 50 años, es integrante del grupo las princesas y vive en unión libre, tiene 2 hijos de 17 y 15 años de edad y ambos cursan la preparatoria. Ella tiene una tiendita de abarrotes la cual atiende junto con su esposo y sus hijos. El crédito la ayudara a resurtir su negocio, ya que estaba batallando porque tenia muchos pedidos pendientes. Su sueño es tener a sus hijos convertidos en profesionistas, ya que todo lo que hace lo hace por ellos y ampliar su tienda.
Las princesas es un grupo muy responsable es uno de los grupos mas viejos de la institución y todas sus integrantes se llevan muy bien.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.