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Juan Jose Oswaldo
Juan, 27, lives in Ica, a city know for its mild and pleasant climate. The area is famous for the crops produced here: asparagus, grapes, cotton, etc. Juan is a hard worker, but he takes time now and then to enjoy himself. He especially likes "arroz chaufa", a traditional rice dish.

Juan worked hard to complete a course in computing and information technology. He then saved enough to start an Internet cafe business. He works around 12 hours a day and sees up to 20 customers. He says that the business is a success because he takes care of his customers and because he has worked hard to make it a success.

Juan says that he is grateful to Kiva lenders because your help will allow him to buy a photocopier and pay to maintain his computers. The investment will allow him to provide a better service and, in turn, increase his income. For the future, he wants to fulfill his dream of "owning my own house".
View original language description ↓
Juan tiene 27 años de edad, el vive en la ciudad de Ica, ciudad que se caracteriza por tener un clima cálido y acogedor, asimismo se desarrolla la agricultura, en especial el cultivo de esparrago, uva, algodón, entre otros. Juan es muy trabajador, pero cuando tiene un tiempito libre le gusta mucho comer uno de sus platillos favoritos el cual es el riquisimo “Arroz Chaufa”.

Con mucho esfuerzo Juan logro estudiar la carrera técnica de computación e informática y luego de mucha lucha y sobre todo ahorro logro iniciar su negocio de sericio de cabinas de internet, el labora alrededor de 12 horas al día y puede atender hasta 20 clientes diariamente; el cree que le va bien en su negocio porque es muy amable con los clientes y sobre todo porque es muy responsable y tiene muchas ganas de salir adelante.

Juan está muy agradecido con los prestatarios Kiva ya que gracias a la ayuda que le han brindado el podrá comprar un maquina fotocopiadora y realizar un mantenimiento a las computadoras que tiene en su negocio, de esta manera el podrá mejorar la atención a sus clientes y ofrecer más servicios y mejorar sus ingresos, así el podrá seguir luchando cada día para poder hacer realidad su más grande sueño:” Tener su casa propia”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 105
    View loans »
    Peru Loans Fundraising
  • $57,932,425
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Juan Jose Oswaldo to buy a copier for his office services business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 10, 2012
Listed
Sep 29, 2012
Currency Exchange Loss:
Possible
Ended:
Nov 17, 2013