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Los Trabajadores Group
In this Group: Mario Noel , Aracely, Jose Alexander*, Carlos Manuel, Maria Romelia, Mayra Yosira, Neryn , Luisa, Agustina, Fredis Dario, Ramon Antonio, Lourdes Suyapa, Alejandra , Rolando
* not pictured
Mario, age 34, is married and lives in a village in the Ceguaca municipality in Santa Bárbara. He has been farming since he was little, and he has 15 years of experience. He currently has land where he grows basic grains like corn and beans. This business activity is one of the sources of income in the community. They sell the harvests at the local markets in the area. They sell to fixed customers who come to buy the community’s production.

The loan he is requesting is a group loan. The group is called ‘Los Trabajadores’ [The Hard-Workers], and it is comprised of 14 members who grow basic grains. The group has requested a total of 88,000 lempiras. They will use the loan to buy fertilizers and supplies for the corn and bean crops in this second harvest season. Mario hopes to yield a good harvest this season to make a good amount of money and provide a better life for his family.

You can see the members in the photo in the following way: At the bottom left is Alejandra with a black striped blouse, next is Mario with a green and white shirt, Mayra has a black blouse, Aracely has an orange and white blouse, Fedis with a sleeveless shirt, Lourdes with a white blouse, Agustina with a grey shirt, behind is Maria with a red blouse, Luisa with a yellow blouse, and those bending down are Carlos on the left with a white shirt and jeans, Rolando with a black hat, Ramon with a blue shirt and Neryn on the right in a gret shirt. Jose is not pictured.
View original language description ↓
Mario, tiene 34 años de edad, está casado y vive en una aldea del municipio de Ceguaca, Santa Bárbara. Quien desde pequeño se ha dedicado a realizar trabajos de agricultura ya tiene una experiencia de 15 años. Actualmente tiene un terreno donde cultiva granos básicos como maíz y frijoles, esta actividad es una de las fuentes de ingresos en la comunidad. Las cosechas las venden en los mercados locales de la zona y a clientes fijos que llegan a comprar la producción a la comunidad.

El préstamo que solicita es en forma grupal, el grupo se llama Los Trabajadores y está formado por 14 miembros y todos se dedican al cultivo de granos básicos, el total del prestamo en grupo que han solicitado es por 88,000 Lempiras y lo utilizaran para comprar fertilizantes e insumos para los cultivos de maíz y frijoles de esta segunda temporada de cosecha. Don Mario espera sacar buenas cosechas para obtener buenos ingresos y lograr tener una mejor vida con su familia

Los miembros se identifican en la fotografía de la siguiente forma: A la izquierda de pie esta Alejandra de blusa rayada con negro, sigue Mario camisa verde con blanco, mayra blusa negra, Aracely blusa naranja con blanco, Fredis camisa verde sin mangas, Lourdes blusa blanca, agustina falda gris, atras esta Maria de blusa roja, Luisa de blusa amarilla, y los que estan agachados a la izquierda esta Carlos de camisa blanca y jeans, Rolando de camisa negra de sombrero, Ramon camisa azul, y Neryn a la derecha camisa gris, y Jose quien no sale en la foto.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Honduras

  • $4,800
    Average annual income
  • 66
    View loans »
    Honduras Loans Fundraising
  • $8,798,650
    Funds lent in using Kiva
  • 19.6
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Trabajadores Group's $4,500 loan helped a member to buy fertilizers and supplies for the corn and bean crops.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Sep 21, 2012
Listed
Oct 15, 2012
Currency Exchange Loss:
Possible
Ended:
May 17, 2013