Update on Jose VictorJosé is 30 years old, marrried, and lives with his family in his own home in Lambayeque region. He lives in a rural area, more than twenty minutes from the city of Chiclayo, where people mainly work in farming.
José has been raising and selling animals at home for three years. He has an established customer base comprising local people and traders who come to his area. In addition, he also farms. His wife works as a daily laborer.
José currently plans to increase his animal business by purchasing more livestock. He has decided to request a loan for 2,000 soles from Edpyme Alternativa to achieve his goal.
José se dedica desde hace 3 años al negocio de la crianza y venta de animales, en su propio domicilio. Cuenta con clientela fija, los vecinos de su zona y los comerciantes que llegan al lugar. Adicionalmente se dedica a la agricultura. Su cónyuge se dedica a labores como jornal.
Actualmente se proyecta a incrementar su negocio de venta de animales, comprando más ganado. Es por ello que ha creído conveniente obtener un préstamo de 2000 nuevos soles para lograr su objetivo.
Previous Loan DetailsJosé, 28, is married and has two minor children. He lives in the rural part of Lambayeque District in northern Perú. For over three years he’s been raising small farm animals to sell. He does this activity on a piece of land near his home. When the animals reach a good size and weight he sells… More from Jose Victor's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 14 months (Additional Information)
- Repayment Schedule
- Aug 29, 2012
- Sep 29, 2012
- Currency Exchange Loss:
- Oct 22, 2013
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.