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Update on Yovana

The borrower belongs to the “Madres Trabajadores" communal bank. She is continuing with her Internet café business. She has been in this business for some time, and it is going well, thanks to the effort she puts into it each day.

At the same time, she is continuing with her call center business, working from 6:00am until 1:00pm; in the afternoon, she looks after running her Internet business. The borrower is a responsible and hard-working person, as this how she is helping her family get ahead in life.

She is requesting the loan in order to carry out maintenance on a pair of computers.

The borrower is shown in the photo, with one of her daughters.

She feels grateful for the loan granted, and promises to make her scheduled instalment payments.
View original language description ↓
La socia pertenece al banco comunal “MADRES TRABAJADORAS”, la socia continua con su negocio de cabinas de internet, la socia lleva buen tiempo en este negocio el cual le va bien gracias al empeño que le pone cada día a su negocio, la socia a la vez continua con su negocio de call center trabajando desde las 06:00am hasta la 01:00pm y por la tarde se encarga de atender su negocio de internet, la socia es una persona responsable y empeñosa siendo de esta forma que la socia saca adelante a su familia.
La socia solicita el crédito para realizar el mantenimiento a un par de computadoras.
La socia sale en la foto con una de sus hijas.
La socia se siente agradecida por el crédito otorgado y se compromete a cumplir con sus cuotas establecidas.

Previous Loan Details

This borrower belongs to the Madres Trabajadoras Communal Bank. The bank is located in the district of Cusco, which belongs to the province and department of Cusco. Yovana is 39 years old, has a live-in partner, and has three children. She alternates her daily activities with her call cente... More from Yovana's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 85
    View loans »
    Peru Loans Fundraising
  • $59,005,925
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Yovana to carry out maintenance on a pair of computers.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 11, 2012
Oct 6, 2012
Currency Exchange Loss:
Feb 15, 2013