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Em Hin Group
In this Group: Em, Sam, Srey, Sabon
Mrs. Em H., the group leader, lives in Cham Bak Phém Village in Kampong Chhnang Province. She is a rice farmer and also sells water-lilies. Mrs. Em H. is a widow with two children, one of whom is employed in garment factory while the other is enrolled in school.

The family now lives in an old house with walls that always leak during the rainy season. Mrs. Em H. has applied for this loan to build a new house in the village.

Previously, Mrs. Em H. obtained a loan from AMK to buy fertilizer and pesticide for her rice plantation.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 292
    View loans »
    Cambodia Loans Fundraising
  • $37,544,775
    Funds lent in using Kiva
  • 3,931.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Em Hin Group's $525 loan helped a member to build a new house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 27, 2008
May 12, 2008
Currency Exchange Loss:
Jun 15, 2009