Las Mojarritas Group
Update on Las Mojarritas GroupMargarita is one member of Las Mojarritas group. She is a single mother of a child who is studying primary school, she only had the opportunity to study through secondary school. Margarita says that her parents were engaged in fishing because they live in a community located at the shore of a lagoon, and the main economic activity is selling mojarra [a type of sea bream].
She grew up learning how to fish and currently she makes a living out of this work. She says that she goes to fish every day. Then, they go out to sell the mojarra they caught during the day to close communities. She has more than 20 years in this business, and many people know her and go to her house to buy.
She will invest the loan in the purchase of fishing nets, awnings, and in the maintenance of her boat. For the future, Margarita wishes her business to continue growing and to obtain more customers, so her profits will increase and she will be able to keep paying the studies of her son. She said "thanks to the foundation for coming to the community to give loans to me and my people. With its plans of payment they are helping a lot, God gives them more to keep helping".
The other members of the group are:
Yocunda - selling groceries
Maria - selling fish
Margarita Gomez - selling groceries
Rafael - selling fish
Maria Paula - selling chickens
Alejandra - selling groceries
Adela - selling fish
Marcelino - selling popsicles
Angel Roberto - selling fish
Maria - selling fish
Jaqueline - selling fish
Yadira - selling Mexican snacks
Guadalupe - selling fish
Patricia - selling fish
La señora Margarita es otro de los integrantes del grupo Las Mojarritas, es madre soltera de un pequeño que estudia la primaria, ella solo tuvo la oportunidad de estudiar la secundaria, Doña Margarita platica que sus padres se dedicaban a la pesca ya que viven en una comunidad que se ubica a orrilla de una laguna y la principal actividad economica es venta de mojarra.
ella crecio aprendiendo a pescar y actualmente ella vive de este trabajo, platica que todos los dias salen de pesca toda la mojarra que atrapan en el dia salen a venderla a las comunidades cercanas, ella tiene mas de 20 años en este negocio, ya mucha gente la conoce y la van a buscar a su casa para acerle el gasto.
ella invertira este credito en la compra de redes, tendales y dar mantenimiento a su lancha.
Doña Margarita desea a futuro su negocio continue creciendomas y obtener mas clientes para que sus ganancias aunmenten poder seguir pagando los estudios de su hijo.
ella dijon "ahora si que gracias a la fundacion que viene hasta la comunidad a darme prestamos a mi y a mi gente con sus planes de pago nos ayudan de amonton, que Dios les de mas sigan ayudando"
los demás integrantes del grupo son:
Yocunda - venta de abarrotes
Maria - venta de pescado
Margarita Gomez - venta de abarrotes
Rafael - venta de pescado
Maria Paula - venta de pollos
Alejandra - venta de abarrotes
Adela - venta de pescado
Marcelino - venta de paletas heladas
Angel Roberto - venta de pescado
Maria - venta de pescado
Jaqueline- venta de pescado
Luis -venta de abarrotes
Yadira -venta de antojitos mexicanos
Guadalupe - venta de pescado
Patricia - venta de pescado
Previous Loan Details"Las Mojarritas" is one of the larger and more unified groups. It currently has 16 members. Each one has developed a business activity with the intention of having better living conditions. This group is from the community of Cerro Mojarra La Capilla, which is located on the shore of a large… More from Las Mojarritas Group's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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