Las Dalias Group
Update on Las Dalias GroupTania is another of the members of Las Dalias group. She is 19 years old, is single and only studied at a single school. Tania says that when she was very little her mother taught her to work selling fruit and vegetables since in her family they have been doing this for more than 15 years.
She says that when she finished her studies she had to look for a job so that she could contribute toward household expenses and she says that with her mother they decided to set up a small fruit stand along the main road, in which they sell not only fruit but also make and sell cocktails, juices and honey. She already has had a number of years running her business and it is going very well since she has increased the number of customers and she always tries to stock her stand with seasonal fruit, which help increase her sales. Tania says that she sells more during the season of zafra (when the indigenous people produce sugar) in order to make a little more money.
A credit from VisionFund will give Tania the opportunity to buy a variety of seasonal fruit such as watermelon, melon, pineapples, papaya, bananas, oranges and mandarines. She hopes that with this investment her business will continue to grow and she will be able to offer her mother and siblings a better quality of life. El Grupo Las Dalia appreciates the support that they are getting through these loans.
The other members of the group are:
Fabiola, who sells cosmetics
Marcela, who sells tamales
Imelda, who sells food and jellies
Nieves, who makes and sells bread
Rosa María, who sells footwear
Jova, who sells footwear
María del Carmen, who sells refreshments
El Grupo Las Dalia agradece el apoyo que se les esta brindando por medio de estos créditos.
Los demas integrantes del grupo son:
Fabiola venta de cosmeticos
Marcela venta de tamales
Imelda venta de comida y gelatinas
Nieves venta y elaboracion de pan
Rosa María venta de calzado
Jova venta de calzado
María del Carmen venta de refrescos
Previous Loan DetailsFabiola is a member of the Las Dalias group, which is made up of five women. They chose this name to identify with the flower. The group is located in a sugar cane producing region and this community is located in Ingenio La Margarita, one of the main sugar producers. Fabiola is 33 years old a... More from Las Dalias Group's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid