Los Parra Group
José Antonio, or Toño as he is called in the community, is 41 years old and he is married to Griselda. He tells us that he does not have much schooling and that his family has always been in the business of driving taxis. He drove one of his father's taxis for several years and saved up, as his goal was to buy his own taxi so that his earnings would be free and so he could be independent. After a little over ten years of work he was able to get his own taxi. He works every day from eight in the morning until eight in the evening and he does not take days off, as holidays and weekends are when he has the most work. He tells us that over the years he has acquired many customers and he even goes to their front doors when they call him. He says that his work is nice because he knows all the people in his town and he has made good friends in addition to offering a service and earning money. He will invest this loan in some parts and tires to maintain his taxi and thereby offer his customers better service. He hopes that with this loan his business will prosper and his earnings will increase so that he can offer his wife a better quality of life and, in the future, he hopes to be able to invest in another taxi.
Don Jose Antonio o Toño (como lo llaman en su comunidad) tiene la edad de 41 años y esta casado con la señora Griselda, él nos platica que no tuvo muchos estudios y su familia siempre se ha dedicado a brindar el servicio de taxista, el trabajo varios años uno de los taxis de su Papa y fue ahorrando ya que tenia como meta comprar su propio taxi para que sus ganancias fueran libres e independizarse, hace un poco mas de 10 años con su trabajo logro adquirir su taxi, el trabaja todos los días de ocho de la mañana a 8 de la noche y no tiene días de descanso ya que en las fechas de fiesta y fines de semana es cuando mas trabajo tiene, el dice que con el paso de los años a ganado muchos clientes e incluso va a recoger a sus clientes hasta la puerta de su casa cuando le llaman a su teléfono. el dijo "Mi trabajo es bonito porque conozco a toda la gente de mi pueblo y he hecho buenas amistades ademas de que brindo un servicio gano mi dinero". Este préstamo lo invertirá en la compra de algunas pieza y llantas para dar mantenimiento a su taxi y así brindar un mejor servicio a sus clientes. El desea que con este crédito su negocio prospere y sus ganancias aumenten para brindar na mejor calidad de vida a su esposa y a futuro poder invertir en la compra de otro taxi.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
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