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San Judas Tadeo De 1Ro De Enero Group
In this Group: Felicia, Justina, Aida Digna, Francisca Paulina, Lucila Bety, Milagros, Sonia
Felicia, 39, lives with her partner and has two minor children who are in school. She has been a client of EDAPROSPO for four years. She has a small store where she sells provisions such as rice, sugar, candy, etc. She has had this business, which she started with her husband's help, for three years.

With her effort and work she has managed to increase her income and improve her family's quality of life, covering the expenses for electricity, water, and food for her family. Previously Felicia didn't work but she had to get new income because of the health of her daughter, who was very ill.

Thanks to the loan she was granted, she managed to acquire more merchandise and expand her store, because it improved her income.

Felicia belongs to San Judas Tadeo de 1ro. de Enero Communal Bank, made up of seven people, and she has been the president since the group was formed.
View original language description ↓
La Sra. Felicia tiene 39 años de edad, es conviviente y tiene 2 hijos menores de edad los cuales están en la escuela. Tiene 4 años como clienta de Edaprospo, y cuenta con una pequeña bodega donde vende víveres como: arroz, azúcar, golosinas, etc. Tiene 3 años en este negocio el cual se formó con ayuda de su esposo. Con su esfuerzo y trabajo ha logrado incrementar sus ingresos y ha podido mejorar la calidad de vida de su familia, logrando cubrir así los gastos de luz, agua y los alimentos necesarios para su familia. Anteriormente Felicia no trabajaba pero por la salud de su hija quien se encontraba muy mal, tuvo que buscar nuevos ingresos. Gracias al préstamo que se le otorgó, ella pudo adquirir más mercadería y ampliar su bodega ya que le sirvió para mejorar sus ingresos. Felicia pertenece a la alcancía comunal “San Judas Tadeo de 1ro. De Enero”, el cual está conformado por 7 personas y lleva el cargo de presidenta desde que se formo el grupo.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 103
    View loans »
    Peru Loans Fundraising
  • $58,002,425
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of San Judas Tadeo De 1Ro De Enero Group's $2,175 loan helped a member to buy merchandise.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Aug 31, 2012
Oct 6, 2012
Currency Exchange Loss:
Feb 15, 2013