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Carmen Elisa
Carmen is 41 years old. She describes herself as an enterprising and happy person. She likes to learn everything she needs to, to meet her goals. Carmen lives with her husband and their three children in Ibarra.

Carmen has a stall in the market where she repairs leather shoes, billfolds, jackets and backpacks. The business helps Carmen to support her family and meet her children's educational expenses. In order to earn a better income and tend to more customers, Carmen is taking out a loan. She will invest the loan in the purchase of fasteners, synthetic leather, heel-pieces, dyes, leather irons and shoelaces.

Carmen dreams of having a bigger workshop with industrial machines, which would help her to optimize her time and improve the quality of her footwear stitching.
View original language description ↓
Carmen tiene 41 años, se describe como una persona emprendedora, felíz y le gusta aprender de todo para poder cumplir sus objetivos. Carmen vive con su esposo y sus tres hijos en Ibarra.

Carmen tiene un puesto en el mercado donde se dedica a arreglar calzado de cuero, carteras de cuero, chompas de cuero y mochilas, este negocio le ayuda a Carmen a sustentar los gastos de su hogar y los estudios de sus hijos, para obtener mejores ingresos y mayor clientela Carmen realiza un crédito con el cual va a invertir en la compra de de cierres, fibras de cuero, tapas para zapatos, pintura, planchas de cuero e hilo para calzado.

Carmen sueña en tener un taller más grande, con máquinas industriales que le ayudarán a optimizar tiempo y mejoraran la calidad del cocido de los calzados.

Additional Information

About VisionFund Ecuador

VisionFund Ecuador is a microenterprise development fund that supports groups of entrepreneurs who lack access to formal financial systems. The organization works with vulnerable populations, especially women, in the marginalized urban and rural sectors of Ecuador. Its clients work in a variety of sectors including agriculture, artisan crafts and the commercial and service sectors. Kiva lenders’ funds are used to expand the organization’s services to the poor living in more rural parts of Ecuador.

About Ecuador

  • $10,600
    Average annual income
  • 92
    View loans »
    Ecuador Loans Fundraising
  • $24,185,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Carmen Elisa to purchase fasteners, synthetic leather, heel-pieces, dyes, leather irons and shoe laces.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 10, 2012
Listed
Oct 15, 2012
Currency Exchange Loss:
N/A
Ended:
Mar 17, 2014