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Nueva Luz Ii Group
In this Group: Isabel Reyna , Marcelina, Natalia , Nancy , Emilio , Cirilo , Nilda , Doris Ana , Evangelina , Luis *, Lucila , Miriam Liz, Hanun Jaasiel *, Ruth Neyda
* not pictured
These members belong to the “NUEVA LUZ” communal bank. This bank is located in the distrcit of Cuzco, in the province and department of Cuzco.

The member named Isabel Reyna is 31, married and has 2 children. She alternates her daily activities with her business, a small grocery store. She sells different products such as rice, milk, snacks, sodas and more. She has had this business for years and it is going well for her thanks to the hard work she puts into it every day. She works at her business Monday through Sunday from 6:00am to 9:00pm approximately, although this schedule can vary according to the activites she may have during the day. She is a responsible and hardworking person and that is how she gets her family ahead.

She is asking for the loan to buy merchandise such as rice and milk for her business.

The other members have businesses such as selling slippers, selling clothes, selling parboiled eggs, selling snacks, a grocery store, a restaurant and selling furniture.

Isabel Reyna is thankful to the people who are a part of her dream in this way and committed to making her payments on time.
View original language description ↓
Los socios pertenecen al banco comunal “NUEVA LUZ”; Este banco se ubicado en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Isabel Reyna ella es casada y tiene 31 años y tiene 2 hijos; La socia alterna sus actividades diarias con el negocio de tienda de abarrotes, la socia vende diferentes tipos de productos como arroz,azucar,leche,golosinas,gaseosas,entre otros, la socia lleva años en este negocio el cual le va bien gracias al empeño que le pone cada día a su negocio, la socia trabaja en su negocio de lunes a domingo desde las 06:00am hasta las 09:00pm aproximadamente aunque este horario puede variar de acuerdo a las actividades que pueda tener en el dia,la socia es una persona responsable y empeñosa siendo de esta forma que la socia saca adelante a su familia.

La socia solicita el crédito para la compra de mercadería como arroz y leche para su negocio.

Los otros socios se dedican al negocio de venta de zapatillas, venta de ropa, venta de huevo sancochado, venta de golosinas, tienda de abarrotes, restaurante, venta de muebles.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 130
    View loans »
    Peru Loans Fundraising
  • $58,907,975
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Nueva Luz Ii Group's $4,325 loan helped a member to buy merchandise such as rice and milk for her business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 10, 2012
Oct 6, 2012
Currency Exchange Loss:
Feb 15, 2013