Pastor lives in the community of Villa Moderna in Mizque Province, Cochabamba Department. He works in agriculture and in his free time he works around the area as a day laborer with his team of oxen, in order to earn a few centavos and be able to subsist. He suffered climatic problems with his last harvest, as drought and freezing caused the irrigation waters to fall, therefore affecting his production. This disaster meant an economic failure for his family, who relied on the agricultural production. Every year, they principally produce onions, carrots, and corn. Since the corn serves as fodder, it is essential for feeding Pastor's cattle.
Pastor is a very beloved and respected person in the place where he lives. He is requesting this loan to expand his dwelling, in order to improve his family's quality of life. He works on small parcels of land that he and his wife have. He also has a clear idea that he will improve their conditions with this loan and with subsequent opportunities and greater loans, he will make investments that will allow him to learn a business with higher profits.
EL SEÑOR PASTOR, VIVE EN LA COMUNIDAD DE VILLA MODERNA DE LA PROVINCIA DE MIZQUE DEL DEPARTAMENTO DE COCHABAMBA, PASTOR SE DEDICA A TRABAJAR EN LA AGRICULTURA Y EN TIEMPO LIBRE A REALIZAR TRABAJOS DE JORNALERO CON SU YUNTA DE BUEYES EN LA ZONA PARA GANARSE UNOS CENTAVOS Y ASÍ PODER MANTENERSE EN LA ANTERIOR COSECHA TUVO PROBLEMAS CLIMÁTICOS DE SEQUÍA Y HELADAS, POR EFECTO, LAS AGUAS DE RIEGO BAJARON DE CAUDAL AFECTANDO AL RENDIMIENTO DE LA PRODUCCIÓN, ESTE DESASTRE HIZO FRACASAR EN SUS INGRESOS ECONÓMICOS A LA FAMILIA QUE SE MANTENÍAN CON LA PRODUCCIÓN AGRÍCOLA. CADA AÑO PRODUCEN PRINCIPALMENTE CEBOLLA, ZANAHORIA Y MAÍZ, COMO EL MAIZ SIRVE DE FORRAJE ES IMPRESCINDIBLE PARA LA ALIMENTACIÓN DEL GANADO VACUNO. PASTOR ES UNA PERSONA MUY QUERIDA Y RESPETADA EN EL LUGAR DONDE VIVE, ÉL ESTÁ SOLICITANDO EL CRÉDITO PARA AMPLIAR SU VIVIENDA, DE ESTA MANERA MEJORARÁ LA CALIDAD DE VIDA. TRABAJA EN LAS PEQUEÑAS PARCELAS QUE TIENE CON SU ESPOSA, TAMBIÉN TIENE LA CLARA IDEA DE QUE CON ESTE CRÉDITO MEJORARÁ LAS CONDICIONES Y QUE EN LAS PRÓXIMAS OPORTUNIDADES REALIZARA INVERSIONES CON CRÉDITOS MAYORES QUE LE PERMITAN EMPRENDER NEGOCIOS CON UTILIDADES DE MAYOR VALOR ECONÓMICO.
CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.