Jhonny currently works more than eight hours a day and into the late hours of the evening as a taxi driver. Through his work, he is able to pay for expenses such as food and basic services. The loan he is requesting will be used for general vehicle maintenance and an engine tune-up since his vehicle is his only source of income and in need of a few repairs.
Jhonny’s dream is to improve his earnings and become independent. He wants to become more comfortable and have a better quality of life. This is the second time he has requested a loan from IMPRO, but the first time through Kiva.
Actualmente trabaja por más de ocho horas al día y hasta altas horas de la noche como chofer propietario de un taxi, ya que debe cubrir los gastos de alimentación y pago de servicios básicos.
El crédito lo requiere para el mantenimiento general y del motor de su vehículo ya que es su única fuente de ingresos y necesita algunos arreglos.
El sueño de Jhonny es mejorar sus ingresos y poder independizarse ya que desea tener más comodidad y mejorar su calidad de vida.
Es la segunda vez que solicita crédito junto a IMPRO y la primera vez con KIVA.
About IMPROIMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.
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