Abel currently works as an interior decorator for more than eight hours a day. This is the only job he has in order to cover the cost of food, education, and basic services for his family. The loan he is requesting will be used to buy supplies (vegetables, potatoes, meat, onions, and other items) for the gastronomy courses that his daughter is taking at a culinary institute. She has to present a few dishes for her exam, but Abel is not able to cover this expense with what little he earns.
Abel’s dream is to improve his earnings so that he can pay for his children’s educational expenses. He does not have access to additional income because his wife moved abroad. This is the second time he has requested a loan from IMPRO, but the first time with Kiva.
Actualmente trabaja como decorador de interiores por más de ocho horas al día ya que es el único que cubre los gastos de alimentación, educación y pago de servicios básicos de su familia.
El crédito lo requiere para la compra de insumos de gastronomía (verduras, papas, carne, cebollas, etc.) para su hija ya que estudia en un instituto de enseñanza de educación culinaria , pues ella tiene que presentar unos platos como examen y con lo poco que Abel gana no le alcanza.
El sueño de Abel, es mejorar sus ingresos y poder cubrir los gastos de educación de sus hijos ya que no cuenta con más ingresos por que su esposa se fue al exterior.
Es la segunda vez que solicita crédito junto a IMPRO y la primera vez con KIVA.
About IMPROIMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.
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