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Update on Neema

Neema is a 40-year-old, married woman. She has 6 children. She describes herself to be a committed woman. Neema operates a food stall where she sells fish, charcoal and doughnuts. She has been involved in this business for 21 years. Her business is located in a residential area and her primary customers are local residents. She describes her biggest business challenge to be high prices of fish and charcoal. She will use the 30,000 KES loan to buy charcoal and fish to sell. Her business goal is to run a restaurant within 5 years. This is her second loan with SMEP DTM. The first loan of 20,000 KES she managed to pay successfully.

Previous Loan Details

Neema is a 40-year-old married woman. She has 6 children, with ages ranging from 10 to 26 years. She describes herself to be a "go-getter woman." She operates a food stall where she sells cooked fish. She has been involved in this business for 21 years. Her business is located in a favorable area... More from Neema's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 619
    View loans »
    Kenya Loans Fundraising
  • $44,761,675
    Funds lent in using Kiva
  • 85.3
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Neema to buy more fish and charcoal to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 14, 2012
Oct 7, 2012
Currency Exchange Loss:
Dec 17, 2013
This photo was used before for a previous loan for Neema. It was first posted on Kiva on Feb, 2012. Learn More