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Samina is a 47-year-old married woman. She has been successfully operating a business of stitching for many years. It was very difficult for Samina to feed her children when her husband was struggling hard to earn bread for his family. Her husband could not earn enough to survive. Samina started stitching clothes at her home along with her sister. She makes various designs and is famous for providing clothes on time.

Samina is a mother of five children. She is trying hard to fulfill their demands including food, health, clothing and education. Through her hard work she is able to handle her family needs and requirements effectively. It’s her second year with Kashf Foundation. She is satisfied with the support of Kashf foundation and applied for a repeat loan of Rs.15,000 to buy good quality reels of threads, buttons, zips and laces in bulk to increase her sales. She wishes to utilize part of profits on her children's education and health.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 356
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 94.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped Samina to buy good quality reels of threads, buttons, zips and laces in bulk.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 5, 2012
Oct 7, 2012
Currency Exchange Loss:
Aug 18, 2013