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Uzma's Group
In this Group: Uzma, Naveeda, Shamim, Nosheen, Neelam, Shabnam, Sughra
Uzma is a 42-year-old woman who is living in Rawalpindi, Pakistan, with her husband, daughter and two sons. Her husband and son are doing jobs while she has been operating her business very efficiently and honestly for the past seven years. Her clients always appreciate her work.

Uzma, as a member of a seven-person lending group, has requested a loan from Kiva partner BRAC Pakistan. With the loan amount, she will buy a variety of fabrics in different colors, as well as some tailoring materials like buttons and zippers to fill orders of clients efficiently and more professionally. As she is living in a rented house with her family, she dreams to build her own house. She also desires to increase her business and to provide a quality education to her children. Uzma and her family are very much thankful to both BRAC and Kiva.

Note: In the picture, Uzma is holding her passbook in her hand.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 359
    View loans »
    Pakistan Loans Fundraising
  • $15,695,200
    Funds lent in using Kiva
  • 94.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Uzma's Group's $1,550 loan helped a member to purchase a tailoring machine and materials for her tailoring business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 25, 2012
Oct 7, 2012
Currency Exchange Loss:
Sep 17, 2013