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Saida is a very hard-working woman. For the past 20 years, she has been working as a schoolteacher. Her husband is a migrant worker, but their salaries are not sufficient to support their 2 children. Saida wants to become a businesswoman and make a lot of money. To that end, she took a course entitled "To Get Ahead" that was organized by the Association of Businesswomen, and for which she earned a certificate.

Saida wants to set up her own business of selling groceries. Her shop will be located near her house. She plans to use the income generated to provide her children with a good education and nutritious food. Saida is seeking a loan in the amount of 5,000 Tajikistan Somoni to buy inventory in order to start her business. She is waiting for your kind assistance.
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Саида очень трудолюбивая женщина. Более 20 лет она работает в школе учительницей. Ее муж трудовой мигрант и их доход не хватает на содержания 2 детей. Саида хочет стать бизнес леди и заработать много денег. С такой целью она обучилась в курсе «Добейся успеха» организованный Ассоциация Деловых Женщин и получила сертификат. Она хочет организовать бизнес купле продажей продуктов питания. Ее магазин будет расположен рядом с ее домом. От полученного дохода она планирует обеспечить своих детей с хорошим образованием и высококалорийными продуктами питания. Она запрашивает кредит на сумму 5000 сомони для покупки товара, чтобы организовать новый бизнес. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 266
    View loans »
    Tajikistan Loans Fundraising
  • $30,431,075
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Saida to buy food items to establish a new business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 27, 2012
Oct 2, 2012
Currency Exchange Loss:
Oct 21, 2013