David is from Tianeti district of East Georgia. He is 25 years old and lives with his wife, two children (4 and 5 years old), parents and two sisters. His elder sister works as a shop assistant and gets a monthly income. David runs a small dairy business; he has 4 milk cows and a calf. His mother milks the cows and produces cheese products. In addition, David has a truck and a tractor. He serves to the local farmers with his tractor and gets a service fee. David also offers them delivery service. He is a very hardworking young man, with a great desire to get ahead.
David requested a loan to purchase calves. He plans to raise, fatten and sell them at a good price. After a year, the family will be able to get a profit. The received profit will be reinvested in the family agricultural business. David will expand his animal husbandry business and will be able to get an increased income. All members of the family will improve their living conditions.
About LLC Micro Finance Organization Credo
LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.