Merpati runs a second-hand clothing business. She has been operating the business since 2009. Merpati rents a small stall at a local market to display her products. The business begins at 8 am and ends at 4 pm each day. Merpati wants to expand the business. She sees opportunity to generate more income by opening a kiosk. To do so, she is requesting loan from TLM amounting to IDR 10,000,000. She would like to use the loan to buy items like biscuits, soft drinks, snacks, coffee, sugar, cigarettes and shampoo, as well as two sacks of second-hand clothes.
About Tanaoba Lais ManekatThis loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.
TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.
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