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Baktygul is 57 and works in crops and livestock, which is her family's main source of income. She started this business in 2004 with 10,000 som (KGS) and thanks to her hard work, she now was three dairy cows with calves, two horses, 15 sheep and goats, and her monthly income is now approximately 10,000 som (KGS). Baktygul also works 1.2 hectares of land on which she grows barley, potatoes and sainfoin, which she uses as feed for the cattle. To ensure the further development of her business, she has turned to "Bai-Tushum and Partners" for a loan of 30,000 som (KGS) to buy sheep to fatten and resell. Baktygul plans to use the remaining money from the loan to invest in the development of her business, and she would like to make some small home repairs this year.
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Бактыгул 57 лет. Бактыгул в качестве основного источника дохода для своей семьи, занимается полеводством и животноводством, начав этот бизнес в 2004 году с суммы в 10,000 сом (KGS ). Благодаря упорному труду Бактыгул в ее хозяйстве на сегодняшний день имеется 3 дойные коровы с приплодом, 2 лошади, 15 голов мелкого рогатого скота, ежемесячная прибыль от хозяйства составляет около 10,000 сом (KGS). Также Бактыгул обрабатывает 1,20 га земли, где выращивает ячмень, картофель и эспарцет, который служит кормом для скота.
В целях дальнейшего развития своего бизнеса, Бактыгул обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 30,000 сом (KGS) на покупку овец для откорма и перепродажи. Доходы от кредита Бактыгул планирует вкладывать в развитие бизнеса, а в этом году хотела бы провести небольшой ремонт дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 69
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,317,750
    Funds lent in using Kiva
  • 47.1
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Baktygul to purchase livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 17, 2012
Sep 29, 2012
Currency Exchange Loss:
Jun 25, 2013