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Nestor, 53, is a resident of Silang, Cavite, Philippines. He is married to Nenita, his business partner, and mother to his children. He and his wife manage their own household while operating the business. At this time, he is working hard to continually provide income for their everyday expenses.

Nestor is a fish vendor. He buys different kinds of fish at wholesale prices and sells them by the kilo. He buys fish at the local fish port early in the morning. There are many patrons who prefer his products since they are assured of its freshness and cleanliness. His store is located in a temporary fish market. His regular customers are his neighbors and the local community. He earns a minimum of PHP 1000 in sales every day.

To help him continue business operations, he is requesting a PHP 30,000 loan. He will use the loan to buy more fish to sell every day. He expects a boost in his business income as he expands his business.

Nestor dreams to be able to give all his children a high-quality education and wants his family to have a good life through all his hard work in his business. He faithfully meets up with his co-fellowship members to share stories of his work every week and it's where he can also draw strength and inspiration from the Word of God he studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 1935
    View loans »
    Philippines Loans Fundraising
  • $61,098,225
    Funds lent in using Kiva
  • 42.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Nestor to buy more fish to sell in the market.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 11, 2012
Oct 7, 2012
Currency Exchange Loss:
Apr 17, 2013