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Update on Maria

This borrower belongs to the Todos Unidos ("All United") Communal Bank. She continues with her business of selling spare parts for automobiles. She has been in this business for years and it is going well thanks to the dedication she puts into her work every day. She has a rented location where she sells all of her merchandise, such as tires, steering wheels, silicon products, and rear-view mirrors, among others. She is a responsible and dedicated person and this business is how she provides for her family.

She is requesting this loan to buy automobile rear-view mirrors for her business.

She feels grateful for the loan and promises to comply with her established repayment schedule.
View original language description ↓
La socia pertenece al banco comunal TODOS UNIDOS, la socia continua con su negocio de venta de repuestos para automoviles, la socia lleva años en este negocio el cual le va bien gracias al empeño que le pone cada día a su negocio, la socia cuenta con un local alquilado donde vende toda su mercadería como llantas, timones, siliconas, retrovisores entre otros, la socia es una persona responsable y empeñosa siendo de esta forma que la socia saca adelante a su familia.

La socia solicita el crédito para la compra de retrovisores de autos para su negocio.

La socia se siente agradecida por el crédito otorgado y se compromete a cumplir con sus cuotas establecidas

Previous Loan Details

María is 51 years old and says that she feels happy to have created a united family. She married years ago and has two children. For ten years, María has been selling decorative accessories and spare parts for cars. She has a rented sales location in the "Auto Partes San Pedro" shopping center... More from Maria's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 97
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Maria to buy automobile rear-view mirrors for her business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 18, 2012
Oct 5, 2012
Currency Exchange Loss:
Feb 15, 2013