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Rosa Elena

Update on Rosa Elena

The member belongs to the community bank “Todos Unidos” (everyone united) she still has her business of auto parts sales, she has been in this business for years because she does well thanks to the effort she puts in every day into her business, the member has a store where she sells her merchandise to the clients that need it, she is a responsible and hardworking person and this business helps her get her family ahead.
She requests the loan to buy tires for her business.
View original language description ↓
La socia pertence al banco comunal TODOS UNIDOS,la socia continua con su negocio de venta de auto partes de automoviles ,la socia lleva años en este negocio el cual le va bien gracias al empeño que le pone cada dia a su negocio ,la socia cuenta con local donde vende su mercaderia a todos sus clientes que le solicitan,la socia es una persona responsable y empeñosa siendo de esta forma que la socia saca adelante a su familia.
La socia solicita el credito para la compra llantas para su negocio.

Previous Loan Details

Every thirty days, the members of the "Todos Unidos" (Everyone United) community bank meet in Asociación Arariwa's central office, in the city of Cusco, in Cusco department, Peru. For many years, this area has been known as the "Archaeological Capital of America". Here we meet Rosa Elena, a m... More from Rosa Elena's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 156
    View loans »
    Peru Loans Fundraising
  • $60,191,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Rosa Elena to buy tires for her business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 18, 2012
Oct 6, 2012
Currency Exchange Loss:
Feb 15, 2013
This photo was used before for a previous loan for Rosa Elena. It was first posted on Kiva on May, 2011. Learn More