Update on AdelinaAdelina is 43, and lives in the village of El Centro, which is part of the municipality of San Rafael Lempira. She is married, and her husband is an electrician. The couple has five children, aged 14 to 26. The two youngest are in school.
Adelina works as a school caretaker, and also sells plastic items such as washbasins, plates, glasses, flower pots, plastic chairs and other things.
She started her business at her own initiative, and because there was a high demand for these products in the village. She established the business more than a year ago, using some of the earnings she had from her previous business, which was a general store and eatery. She decided that selling plastic items was more profitable.
She has applied for this second loan of 21,000 lempiras in order to restock her inventory through the purchase of plastic merchandise. She is going to increase her business and include more products to sell.
She hopes that her sales increase so that she can invest in her children's education and in her family's food costs.
She is very grateful to ODEF and to Kiva for the financial support offered, as her business has remained stable and she has been able to make good use of her earnings.
Doña Adelina trabaja como conserje en un centro de educación y también vende plásticos como lavamanos, platos, vasos, maceteros, y sillas plásticas entre otras cosas. Inició el negocio por voluntad propia y porque estos productos eran muy cotizados en la aldea. Empezó el negocio hace más de un año utilizando unas ganancias que tuvo con su negocio anterior, lo cual era una pulpería y comida. Decidió que la venta de plásticos era más rentable.
Ha solicitado este segundo préstamo de L.21,000 para surtir su inventario con la compra de mercadería de plásticos. Va a aumentar el negocio e integrar más productos para la venta. Espera que sus ventas aumenten para invertir en los estudios de sus hijos y la alimentación familiar. Agradece mucho a ODEF y a Kiva por el apoyo financiero brindado, ya que su negocio se ha mantenido estable y ha podido aprovechar sus ganancias.
Previous Loan DetailsSra. Adelina is 42 years old and lives in the neighborhood of El Centro, which is part of the town of San Rafael. She is married and her husband Obed is an electrician. Adelina has five children (ages 25, 24, 20, 15, and 13). The two youngest children are studying. Doña Adelina works as a ... More from Adelina's previous loan »
About Organización de Desarrollo Empresarial Femenino Financiera, S.A.This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid