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Nazareth S. N. Group
In this Group: Dolores Guadalupe, Yesenia
Dolores is 35 years old and married. She lives with her husband and their two children in the San Nicolás municipality in Santa Bárbara.

She is a very enterprising woman, and she established her own business three years ago. She sells basic food products for the family like basic grains, sugar, lard, cooking oil, cereals, soft drinks, salsas, eggs, bread, and churros, etc. This business is her source of income, and she has kept it stocked with the investment of several loans.

Counting the current loan, she has requested nine cycles of loans. She will also use it to buy more food products. She will stock her business so that her sales increase. The season for harvesting coffee is coming, and the customers will have more capacity to buy. She hopes to continue growing her business in order to be able to help with her children’s education.

She belongs to the communal bank named Nazareth S.N. It is comprised of two people who live in the same community. In the photo Dolores is to the left and she has on a black blouse. Yesenia is to the right, and she also has a grocery store. Each member is requesting a loan of 15,000 Lempiras for a total of 30,000 Lempiras for the group.

They are grateful to ODEF, and now to Kiva, for supporting them with the loans.
View original language description ↓
La señora Dolores, tiene 35 años de edad, está casada y vive con su esposo y sus dos hijos en el municipio de San Nicolás, Santa Bárbara. Dolores es una persona muy emprendedora estableció su propio negocio hace 3 años donde vende productos de la canasta básica familiar como ser: granos básicos, azúcar, manteca, aceite, cereales, refrescos, salsas, huevos, pan, churros etc. este negocio es su fuente de ingresos y lo ha mantenido surtido con la inversión de varios prestamos. Ella ha solicitado 9 ciclos de créditos con el actual,y también lo utilizara para comprar más productos alimenticios y surtir su negocio de manera que incrementen las ventas ya que en la comunidad viene la temporada buena del corte de café y los clientes tendrán más capacidad económica. Espera seguir creciendo con su negocio para poderle ayudar a sus hijos con el estudio.
Ella pertenece al Grupo solidario de crédito con nombre Nazareth S. N. que está conformado por dos personas, que viven en la misma comunidad y en la foto se identifican así: a la izquierda esta Dolores de blusa negra y Yesenia está a la derecha quien también tiene pulpería. Cada una solicita 15,000 lempiras haciendo un total de 30,000 lempiras en forma grupal. Ellas agradecen a ODEF y ahora a Kiva por apoyarlas con los préstamos.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Honduras

  • $4,800
    Average annual income
  • 112
    View loans »
    Honduras Loans Fundraising
  • $9,213,325
    Funds lent in using Kiva
  • 19.7
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A portion of Nazareth S. N. Group's $1,550 loan helped a member to buy food products like meat, dairy products, basic grains, cereals, soft drinks, and more in order to stock the business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 20, 2012
Oct 1, 2012
Currency Exchange Loss:
Apr 18, 2013