Grupo Joyitas Group
The loan will benefit the micro-entrepreneurs' group that Andrea is part of, this is the first year she participates with Pro Mujer, she joined through an invitation from a friend that wanted to form a group. She currently has a clothing sales business, she started many years ago on her own. The loan requested is to increase working capital and buy clothes that she will get at the city of La Paz and will later on sell at the community fairs. This system allows her to generate income to support her family as much as she can, she is married and has 8 children.
When asked what she likes of Pro Mujer, she indicates the training sessions related to money and health.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Andrea es integrante, ella indica que es la primer año que participa Pro Mujer, ingresando por invitación de una amiga que quiso formar un grupo. En la actualidad ella tiene un negocio venta de ropa; cuenta que hace años inicio este negocio con por iniciativa propia.
El crédito que ahora sacará es para el aumento de capital (compra de ropa) que adquirirá de la Ciudad de La paz y posteriormente lo venderá en las ferias comunales. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia pues ella es casada y tiene ocho hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en crédito y salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid