Las Pagadoras De Villa Ingenio Group
The loan requested will benefit the micro-businesses of the group Alicia is part of, she indicates that this is the first time she came to Pro
Mujer, she joined after being invited by one of the institution promoters that went to see her at home. Currently she has a business where she melts aluminum and where they make rings; she started this business to help her parents, who also work on this activity.
This new loan will be used to increase working capital and buy aluminum that she will buy from places that sell scrap metal and later on she will will sell to stores by the order. This system allows her to generate income to support her family, she is married with two children.
When asked what she likes about Pro Mujer, she says working with a group.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Alicia es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a su casa a visitarla. En la actualidad ella tiene un negocio de fundición de aluminio donde elaboran aros; cuenta que este negocio lo emprendió al ayudar a sus padres, ya que los mismos trabajan en esta área.
El crédito que ahora sacará es para ampliación de capital (compra de aluminio) que adquirirá de las tiendas que venden chatarra y posteriormente a la elaboración lo comercializará en las tiendas a pedido. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia pues ella está casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el trabajo en grupo.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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