The loan they will obtain will benefit small microenterprises where Caciana is a member. She says that she is part of Pro Mujer since three years ago, when she entered at the invitation of her friend who is a member of the institution. Today, she has a business selling cosmetics. She says she began this activity years ago when she got invited to sell cosmetic products which generated profits and then she established the business.
The loan she is requesting now is to increase the capital (purchase of cosmetics) that she will buy from distribution companies and later she will sell it to people requesting it. This way to work allows her to generate resources to support her family in whatever she can, because she lives with her partner and has two children. When asked what she likes about Pro Mujer, she replies she likes the trainings in credit and health.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Caciana es una integrante, ella indica que hace tres años que integra Pro Mujer, ingresando por invitación de su amiga que es socias de la institución. En la actualidad ella tiene un negocio de venta de cosméticos, ella cuenta que inicio esta actividad hace años cuando le invitaron a pertenecer la venta de productos cosméticos los cuales le generaron ganancia y se estableció en ese negocio.
El crédito que ahora sacará es para el aumento de capital (compra de cosméticos) que comprará de las empresas distribuidoras y posteriormente lo comercializará a las personas solicitantes. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella vive en concubinato y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en crédito y salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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