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Cristina Maritza
CRISTINA MARITZA is 35 years old and is the single mother of four children. She and her children live in the city of Ventanas, within the Ríos province.

She is a member of the “ÚLTIMOS SERAN LOS PRIMEROS” community group, located in Recinto San Gabriel, which is part of the Ventanas area. They are all farmers and raise livestock.

CRISTINA MARITZA farms and raises corn. She is asking for this loan in order to buy seeds, insecticide, fertilizer, urea, and weed killer.

With the help of this loan, she will be able to buy fertilizer for her crops. She will buy it in Ventanas each week. Her challenges are lack of funds. Her dream is to expand her productions. She likes to play soccer and basketball in her spare time.
View original language description ↓
CRISTINA MARITZA tiene 35 años de edad es madre soltera tiene cuatro hijos, vive con los hijos en la ciudad de Ventanas Provincia de los Ríos.

Es Integrante de la VRC los ÚLTIMOS SERAN LOS PRIMEROS, se encuentran ubicada en Recinto San Gabriel, pertenece al Cantón Ventanas se dedican a Labores Agrícolas y Pecuarias.

CRISTINA MARITZA se dedica a la agricultura a la siembra de maíz. Solicita el crédito para comprar semillas, insecticidas, fertilizantes, urea, ranger, líquidos mata montes.

Con la ayuda del crédito podrá comprar los fertilizantes para los cultivos. Las compras lo hará en ventanas cada semana. Los desafíos a los que se enfrenta es la falta de dinero . El sueño es ampliar más las siembras. En el tiempo libre le gusta jugar indor y el baskett.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 80
    View loans »
    Ecuador Loans Fundraising
  • $25,065,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Cristina Maritza to buy seeds, fertilizer, and week killer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Sep 6, 2012
Sep 28, 2012
Currency Exchange Loss:
Oct 18, 2013