Ingenio Vecinal Group
The loan which they will receive will benefit the group of small businesswomen to which Yamila belongs. She says that she has been a member of Pro Mujer for four years, joining on invitation by a promoter of the institution who visited her at her home. She currently has a business selling cosmetics; she says that she learnt this business from her mother and her friends who had this kind of business, and later decided to start up on her own.
The loan which she will now receive is to increase her capital (buying cosmetic products) which she will acquire from distributors in the city of El Alto and which she will later sell to her friends and relatives. This way of working allows her to generate resources in order to support her family as best she can.
When asked what she liked about Pro Mujer, she said that she likes to get to know her fellow members and share things with them.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Yamila es integrante, ella indica que hace cuatro años que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a su casa a visitarla. En la actualidad ella tiene un negocio venta de cosméticos; cuenta que este negocio lo aprendió de su madre y sus amigas que realizaban esta actividad, posteriormente ella inicio su propio emprendimiento.
El crédito que ahora sacará es para el aumento de capital (compra de productos cosméticos) que adquirirá de las empresas distribuidoras en la ciudad de El Alto y posteriormente lo comercializará a sus amigas y familiares. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta conocer y compartir con sus compañeras.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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